Preventing identity theft after the death of a loved one
Identity theft is a problem that unfortunately more and more people are struggling with. Even though technology was designed to make our lives easier, no matter how much developers struggle to keep the online environment safe, wrongdoers still gain access to people’s personal information that they later use to access their finances. This is why security specialists advise their clients to keep their personal information as private as possible and don’t tell anyone their social security number, bank account number and anything else that they do not have to give for an official matter. There are many companies that monitor people though professional software and alarm them every time they notice suspicious activity. Any IdentityForce review will tell you how useful it can be to hire such professionals to make sure your information is safe and inform you as soon as someone has tried to use your information for financial purposes. In addition, identity theft can happen even after a person is deceased, which is why if one of your loved ones has passed away, these are the steps you should follow:
Notify all credit reporting agencies
Even though it might be difficult to believe, it can take up to 6 months for all the credit agencies to be notified after an individual has died. This is why after having obtained the death certificate, you should make copies and contact the credit bureaus as soon as possible. In addition, send copies of the death certificate to all financial institutions that your loved one used to work with and cancel the driving license, as many identity thieves can make use of that to access your loved one’s finances. Many Identity Guard reviews say that this firm offered clients helpful advice on how to avoid identity theft.
Gather up all helpful documents
Identity thieves will look for documents such as passport, hospital records, driver’s license and anything else that they might use to access their finances, which is why you should gather these documents and keep them in a safe place. Surprisingly, sometimes even family members who have financial problems can steal these documents in an effort to overcome their problems. This is why make sure as few people as possible have access to them, even if they are family members.
Do not disclose important details in the obituary
While writing a good obituary is important, many families fall victims to identity thieves, because they disclose in the obituary information that can be used to open a bank account on an insurance policy. To this extent, you should not share in the obituary the middle name of your loved one, their exact address or even their complete birthday date, in order to deter all wrongdoers and protect yourself.
These are just a few measures that you can take in order to prevent identity theft after the death of a loved one. Online platforms such as IdentitySecurely.com offer clients professional software that will monitor their financial activity and alarm them every time there is a reason for concern.